best mortgage loans
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what is the best Mortgage loan to buy a house in USA?
if you can afford to pay 1500$-2000$ a month
jason u are 2nd person telling me that .i heard the same from wellfargo loan officer.
what is 100% financing?
they told me i am approved for it
Alex gave you a HORRIBLE answer. A pay option ARM gives you four payment options. The first is a minimum payment, the second an interest only payment, the third a payment that will pay the loan off in 30 years and the fourth a payment that will pay the loan off in 15 years.
In a low, or declining rate environment one can make a case for such a loan. However, in our current market the actual rate on these loans is often higher than a plain jane 30 year fixed rate loan!. Paying the minimum payment (option 1) results in you owing more than you originally borrowed. Options 2,3, or 4 are all calcualted at the “fully indexed rate” which, as I stated earlier, is or may soon be higher than a regular fixed rate loan.
Do your homework Alex!
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